Get More Out of Your Mortgage

Do your summer plans include looking for a new home? For over 35 years, Pittsford FCU has provided home financing for our members with innovative product features, exceptional service, and a guarantee that your loan servicing won’t be sold to some faceless call center thousands of miles away.

For quite some time, the real estate market has been in, for lack of a better word, a frenzy. When such a large, emotion-charged transaction is in progress, you want to be certain that an organization you know and trust is there to support your financing needs.

Pittsford FCU offers a wide range of products to match with varied situations and requirements. In fact, in addition to our existing fixed-rate and adjustable-rate products, we’ve just launched a Pittsford FCU-first – a new 7/1 Adjustable Rate Mortgage with a term of 30 years. The initial rate will be considerably less than a 30-year fixed rate, helping to reduce your monthly payment as prices on everything seem to be increasing. Additionally, Pittsford FCU continues to stand out with unique product features, such as up to 90% Loan to Value (LTV) without Private Mortgage Insurance (PMI), and up to 100% LTV without PMI for qualified first-time home buyers. In addition, many of our products are portfolio products, which means Pittsford FCU has more freedom when making our underwriting decisions.

If you are considering choosing a mortgage loan provider, be sure to compare the offer from whichever broker your real estate agent recommends with an offer from Pittsford FCU. We are confident you’ll find the differences to be remarkable. Happy house hunting!