Consumer Loans

Ready to apply?

Fill out our quick and easy online loan application to begin the process today.

Thinking of buying your next vehicle? Pittsford FCU offers competitive, simple rates with fast and easy approvals. Let us finance your next car, truck, or motorcycle!

Pittsford FCU is also here to help you with your next recreational purchase! In addition to boats, trailers, and motorhomes, we can now finance ATVs, UTVs, tractors, personal watercrafts, and snowmobiles. We think that this new opportunity will allow members to get out and explore what the world has to offer!

Pittsford FCU offers a VISA Platinum Credit Card with a low rate and no annual fee to make purchasing what you want easier!

Problems with your Debit, ATM, or Credit Card? You’ve found the right place. Visit this page to easily locate the best way to resolve any issues that may arise when using one of our cards.

Avoid costly NSF fees with an Overdraft Line of Credit. An overdraft line of credit will transfer funds necessary to cover a purchase (up to your available credit limit), if they are not available in your checking account.

Personal loans are useful in situations where you simply need funds for a purpose not covered by our other loan products. They can also be used to consolidate debt. These loans have a fixed term and payment amount.

Personal Lines of Credit offer you the flexibility of having funds available to use when you need them, now and in the future. You can advance funds at any time as long as there is an available balance.

Submit a request to make a principal only payment on your Pittsford FCU installment loan.

Principal Payments can be made in addition to your regular payments and will not advance the due date of your regularly scheduled payment. They will however, help to pay off your loan faster and reduce the amount of total interest you pay on your loan.