Real Estate Loans

Ready to apply for a Real Estate Loan?

Use our online application to begin the process today.

If you are looking to buy a home, Pittsford Federal Credit Union offers a variety of mortgage loans at competitive rates.

Whether this is your first home or you’re looking to downsize for retirement or anything in between, we can help.

A Home Equity Line of Credit may make the most sense if you want to put on an addition, add a pool, or landscape your yard. It may be the best choice if you anticipate needing a big chunk of cash more than once in the coming years.

Many people also open a line of credit just for the piece of mind of having access to cash if they need it.

If you’re looking for competitive fixed rate home equity loans, and have one specific purpose in mind for a lump sum of money with a fixed payment schedule, then our home equity loan is the product to choose.

It may be the right choice for consolidating higher interest rate debts and be rid of that debt within a 60 to 240 month term.

Do you need to make improvements to your home but haven’t been there long enough to build up much equity to qualify for a home equity loan? Pittsford Federal Credit Union offers home improvement loans with competitive rates that make it easy to customize and enhance your home.

Submit a request to make a principal only payment on your Pittsford FCU installment loan.

Principal Payments are in addition to your regular payments and will not advance the due date of your regularly scheduled payment. It will however, help to pay off your loan faster and reduce the amount of total interest you pay on your loan.