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Tax Forms are now available by selecting 'eStatements' from the main menu in Internet Banking or the 'More' menu in our Mobile App.
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Home Improvement Loans

Do you need to make improvements to your home but haven’t been there long enough to build up much equity to qualify for a home equity loan? Pittsford Federal Credit Union offers home improvement loans with competitive rates that make it easy to customize and enhance your home.

  • No closing costs – Pittsford FCU pays the costs on your behalf
  • If the loan is paid off within the first 24 months, there will be a early closeout penalty equal to the closing costs Pittsford FCU paid on your behalf.
  • Borrow Up to 100% of cost of improvements
  • Loan amount from $5,000 – $50,000
  • Up to 10 year term
  • Fixed Rate
  • AutoPay options available
  • Available on primary residence located in Monroe, Orleans, Genesee, Livingston, Ontario, Steuben and Wayne County
Product
Fixed APR
Maximum Term
Maximum Financing
Home Equity Loan2

$5,000 - $200,000
6.75%
Up to 60 months
Up to 90%
Home Equity Loan2

$5,000 - $200,000
7.00%
Up to 120 months
Up to 90%
Home Equity Loan2

$5,000 - $200,000
7.75%
Up to 240 months
Up to 85%
Home Improvement Loan3

$5,000 - $50,000
8.00%
Up to 120 months
Up to 100% of the

cost of improvements