Home Improvement Loans
Do you need to make improvements to your home but haven’t been there long enough to build up much equity to qualify for a home equity loan? Pittsford Federal Credit Union offers home improvement loans with competitive rates that make it easy to customize and enhance your home.
- No closing costs – Pittsford FCU pays the costs on your behalf
- If the loan is paid off within the first 24 months, there will be a early closeout penalty equal to the closing costs Pittsford FCU paid on your behalf.
- Borrow Up to 100% of cost of improvements
- Loan amount from $5,000 – $50,000
- Up to 10 year term
- Fixed Rate
- AutoPay options available
- Available on primary residence located in Monroe, Orleans, Genesee, Livingston, Ontario, Steuben and Wayne County
| Product | Fixed APR | Maximum Term | Maximum Financing |
|---|---|---|---|
| Home Equity Loan2 $5,000 - $200,000 | 6.75% | Up to 60 months | Up to 90% |
| Home Equity Loan2 $5,000 - $200,000 | 7.00% | Up to 120 months | Up to 90% |
| Home Equity Loan2 $5,000 - $200,000 | 7.75% | Up to 240 months | Up to 85% |
| Home Improvement Loan3 $5,000 - $50,000 | 8.00% | Up to 120 months | Up to 100% of the cost of improvements |